Approved changes in obtaining a preferential mortgage loan for the purchase of individual housing construction

Within the framework of the decree of the Government of the Russian Federation, amendments were approved to the rules for the implementation of state support programs involving the possibility of obtaining a preferential mortgage loan for the purchase or creation of individual housing construction facilities.

According to the program "Preferential mortgage", it was decided to increase the maximum loan amount to 12 million rubles in Moscow, St. Petersburg, Moscow and Leningrad regions, in other subjects of the Russian Federation, including the Republic of Tatarstan - up to 6 million rubles. Obtaining a mortgage loan under this program is available until December 31, 2022. Such an expansion of the conditions for the implementation of mortgage lending has led to an increase in the coverage of the program to 70-80% of housing. At the same time, the interest rate under the program should not exceed 9% per annum for the entire term of the loan.

It is also possible to obtain a mortgage loan at a rate of up to 6% per annum for the purchase or construction of residential housing under the Family Mortgage program provided to families in which the first child and subsequent children were born after January 1, 2018.

Detailed information about these programs is available on the website of the Consulting Center of JSC "DOM.RF", which is the operator of programs with state support https://спроси .dom.rf/catalog/ – social service of free assistance to citizens in matters of housing acquisition.