Tatarstan is one of the three leading regions in terms of the volume of rural mortgages issued. As part of the loan, ready-made houses are mainly purchased in all districts of the republic, but the most popular are the Pestrechinsky, Vysokogorsky and Laishevsky districts.
The creation of a digital platform for the development of rural areas “Svoje Selo” allows you to choose a house or plot, calculate the cost of construction work. You can also immediately apply for a mortgage and choose a suitable house project from accredited contractors.
In 2022, a rural mortgage can be taken either for individual housing construction (IHS), or for the purchase of a ready-made country house with a plot. At the same time, if a house with a plot is purchased from an individual, then the object must be no older than 5 years. In case of purchase from a legal entity, this period should not exceed 3 years.